NAAMP

Assumable Mortgage Professionals

America’s Leading Authority on Assumable Mortgage Education

Assumable Mortgages Are Changing the Housing Market

Learn what most homebuyers, sellers, real estate agents, and mortgage professionals never knew they needed to know. NAAMP provides trusted education, professional training, and certification focused on assumable mortgage transactions.

Consumer Education

Clear, practical programs for buyers and homeowners.

Professional Training

Workflow and best practices for industry professionals.

Certification

The CAMP designation for specialized expertise.

Downloadable Guides

Practical resources you can use right away.

Why It Matters

Why Assumable Mortgages Matter

Millions of homeowners currently hold mortgages that may be assumable, yet many consumers and professionals remain unaware of how these transactions work. The first step is education.

Why NAAMP Exists

For decades, assumable mortgages have remained one of the housing industry’s most misunderstood opportunities. NAAMP was established to provide a centralized source of education, training, and professional standards focused exclusively on assumable mortgage transactions.

Many consumers never learn they exist.
Many real estate professionals receive little formal training on them.
Many mortgage professionals encounter them only occasionally.

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OUR MISSION

To improve public awareness and professional understanding of assumable mortgages through education, training, certification, and industry collaboration.

OUR VISION

A future where every consumer can make informed decisions regarding assumable mortgage opportunities and every professional has access to high-quality education and training.

Meet the Founder

Seth Daniels

Founder, National Association of Assumable Mortgage Professionals

Seth has spent more than two decades helping consumers navigate residential financing opportunities. Through his experience in mortgage lending and consumer education, he recognized a significant gap in market awareness surrounding assumable mortgage transactions. NAAMP was created to help bridge that gap with education, professional development, and practical resources designed to improve understanding and adoption of assumable mortgage opportunities nationwide.

Training

Training & Certification

For consumers

Assumable Mortgage Fundamentals

Understand the process. Evaluate your options. Make informed decisions.

An educational pathway for prospective homebuyers, homeowners, and anyone exploring mortgage assumptions. You’ll learn how an assumption differs from a new mortgage, what influences eligibility, and which financial and procedural factors deserve attention, including both potential advantages and limitations.

Topics covered

Introduction to assumable mortgages
Loan types and assumption eligibility
Potential benefits and limitations
Qualification and approval
Equity and financial considerations
Questions to ask lenders and servicers
Transaction due diligence

Who it’s for

Prospective and first-time homebuyers, homeowners considering a sale, and consumers exploring alternative home financing options.

Participants gain a foundational understanding and are better prepared to identify questions that warrant further review. This program is general education. It does not determine eligibility for any loan or replace individualized professional advice.

Explore Assumable Mortgage Fundamentals

For professionals

Professional Training

Specialized education for real estate and mortgage professionals.

Strengthen your understanding of assumable mortgages and the considerations involved in evaluating and coordinating potential transactions. The curriculum emphasizes accurate information, professional boundaries, consumer communication, and compliance.

Professional learning outcomes

Explain fundamental assumable mortgage concepts
Identify questions relevant to a potential assumption
Recognize financial and procedural considerations
Communicate information accurately and responsibly
Understand the importance of servicer approval and due diligence
Recognize potential compliance issues and professional limitations

Training supplements your existing professional knowledge. It does not replace required licensing, employer training, legal advice, or lender and servicer procedures. Completion does not guarantee that you are qualified to perform a regulated activity or that a transaction will be approved.

Explore Professional Training

Certified Assumable Mortgage Professional (CAMP)

A professional designation developed by NAAMP demonstrating specialized education in assumable mortgage transactions. Join the waitlist to become one of the first Certified Assumable Mortgage Professionals in America.

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resources

Connect with NAAMP

Whether you’re interested in training, certification, media opportunities, sponsorships, or partnership opportunities, we’d love to hear from you.

NAAMP information and training are for general educational and professional development purposes only. They are not legal, tax, lending, investment, or individualized financial advice.

NAAMP materials are not a commitment to lend, a determination of loan eligibility, a guarantee of approval, or a promise of financial savings. Mortgage assumptions are subject to the loan documents, program requirements, servicer or lender procedures, necessary approvals, and relevant law.

Participation in NAAMP training or certification does not authorize anyone to perform activities requiring a professional license, or confer approval to originate, arrange, or service mortgage loans. Participants are responsible for complying with applicable federal and state laws, licensing requirements, and the policies of their roles.

RESPA information is provided for educational purposes and is not a substitute for advice from qualified legal counsel. How RESPA and other laws apply depends on the facts and circumstances of each activity or transaction.

National Association of Assumable Mortgage Professionals

Advancing awareness, education, and professional excellence in assumable mortgage transactions.