Certified Assumable Mortgage Professional (CAMP)

Become a leader in assumable mortgage education.

CAMP is a professional designation developed by the National Association of Assumable Mortgage Professionals (NAAMP) to support specialized education and professional development in assumable mortgage transactions.

As awareness grows, real estate and mortgage professionals need a stronger understanding of how these transactions work, what requirements may apply, and how to guide consumers through the questions involved.

CAMP is being developed as a structured educational pathway for professionals who want to expand their knowledge, strengthen their understanding of transaction processes, and show their commitment to continued professional development. Whether you are a real estate agent, loan officer, mortgage broker, or another housing industry professional, it is intended to help you build a foundation for more informed conversations about assumable mortgage opportunities.

Join the Founder Member Waitlist

What CAMP is designed to cover

  • Assumable mortgage fundamentals: mortgage assumptions, relevant loan types, and how assumptions differ from new originations
  • Opportunity identification: recognizing potential assumption opportunities and the information needed for preliminary evaluation
  • Transaction processes: servicer inquiries, qualification, documentation, approval, and closing
  • Financial and equity considerations: loan balances, interest rates, seller equity, cash requirements, and transaction costs
  • Consumer communication: explaining concepts accurately, communicating limitations, and setting realistic expectations
  • Compliance awareness: loan requirements, professional licensing, consumer protection, and federal and state laws
  • Professional best practices: due diligence, coordination, documentation, and continued learning

Final curriculum and standards will be set by NAAMP as the program is finalized.

Why CAMP?

Specialized knowledge for a specialized area of financing.

Assumable mortgages involve considerations that may not be covered in depth in traditional real estate or mortgage training. Specialized knowledge can help professionals understand the process, recognize important questions, and communicate responsibly with clients.

CAMP is intended to provide a dedicated professional development pathway in this area of housing finance. Through structured education and defined program requirements, NAAMP aims to support professionals who want to deepen their understanding of assumable mortgages and contribute to a more informed industry.

What the designation reflects

The designation is intended to reflect completion of the applicable NAAMP educational and assessment requirements once those requirements are formally established.

Become one of NAAMP’s founding CAMP participants

Help shape the future of assumable mortgage education.

NAAMP is preparing to introduce the Certified Assumable Mortgage Professional designation as part of its commitment to advancing assumable mortgage education and professional development.

By joining the Founder Member Waitlist, you can be among the first to receive updates about the CAMP program, its anticipated launch, eligibility requirements, curriculum, and enrollment opportunities.

Join the Founder Member Waitlist

Be among the first to receive CAMP program announcements and information about the next steps toward enrollment.

Join the Waitlist

A note about the designation

CAMP is a professional designation developed by NAAMP. It is not a government-issued license, and it should not be represented as government-accredited or endorsed by a regulator, lender, or loan servicer unless such recognition has been formally established. The designation is subject to NAAMP’s published program requirements.

Joining the waitlist does not constitute certification, guarantee acceptance into the program, or confer the CAMP designation.

NAAMP information and training are for general educational and professional development purposes only. They are not legal, tax, lending, investment, or individualized financial advice.

NAAMP materials are not a commitment to lend, a determination of loan eligibility, a guarantee of approval, or a promise of financial savings. Mortgage assumptions are subject to the loan documents, program requirements, servicer or lender procedures, necessary approvals, and relevant law.

Participation in NAAMP training or certification does not authorize anyone to perform activities requiring a professional license, or confer approval to originate, arrange, or service mortgage loans. Participants are responsible for complying with applicable federal and state laws, licensing requirements, and the policies of their roles.

RESPA information is provided for educational purposes and is not a substitute for advice from qualified legal counsel. How RESPA and other laws apply depends on the facts and circumstances of each activity or transaction.

National Association of Assumable Mortgage Professionals

Advancing awareness, education, and professional excellence in assumable mortgage transactions.

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